Portfolio Analyst

Portfolio Analyst

Altius Search Group is recruiting for a growing financial services company seeking a Portfolio Analyst to evaluate portfolio performance, identify emerging risks, and support sound credit and portfolio management decisions.

This position will analyze the quality, performance, and risk characteristics of the company’s financial portfolio. The Portfolio Analyst will monitor key trends, assess borrower performance, and collaborate with multiple departments to develop strategies that protect portfolio assets and support responsible growth.

Key Responsibilities

Analyze portfolio performance, including delinquency levels, defaults, loss trends, concentrations, and exposure limits

Identify early warning indicators and areas of emerging credit or operational risk

Review financial statements, payment history, and borrower performance to evaluate ongoing creditworthiness

Recommend changes to risk ratings based on financial performance and other relevant factors

Develop and support action plans designed to reduce portfolio risk and improve performance

Produce recurring portfolio reports, trend analyses, and management-level presentations

Collaborate with Credit, Sales, Operations, and Asset Management on portfolio strategy and risk-mitigation initiatives

Provide analysis and supporting information for credit committee discussions

Evaluate the effectiveness of existing credit policies, scorecards, and decisioning processes

Maintain accurate records and supporting documentation consistent with internal policies and audit requirements

Assist with special projects involving portfolio analytics, financial modeling, and strategic planning

Requirements

Qualifications

Bachelor’s degree in Finance, Accounting, Economics, Business, or a related discipline

At least three years of experience in portfolio analysis, credit analysis, credit risk, operational risk, or a related financial services role

Strong financial statement analysis and credit assessment capabilities

Advanced proficiency with Microsoft Excel and experience developing financial models

Ability to interpret complex data and clearly communicate findings and risk considerations

Experience working with risk-rating methodologies and portfolio performance metrics

Background in data analytics, including regression analysis or similar statistical techniques

Previous experience in equipment leasing, commercial lending, or another asset-based finance environment

Familiarity with business development functions and commercial decision-making

Experience with credit scorecards or automated decisioning tools is preferred

Professional Attributes

Analytical and intellectually curious

Strategic and forward-looking

Creative in approaching complex business and risk-related challenges

Strong written and verbal communication skills

Effective at collaborating with stakeholders across multiple departments

Highly accountable, organized, and attentive to detail

Capable of balancing portfolio protection with business growth objectives

Compensation

Base salary range: $65,000–$85,000

Additional benefits and compensation details will be discussed during the interview process

Highlights

Analyze portfolio performance, identify credit risks, assess borrower financials, and support portfolio strategy. Requires 3+ years of credit or portfolio risk experience.

Originally posted on Himalayas